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What do I need to apply for a loan?

Applying for a loan doesn’t have to be hard! We’re here to make it simple. Here’s what you’ll need to get started. Your Personal Details. We need to know who you are. Have this ready: Your full name.…

Serve and Protect Credit Union
Updated by Serve and Protect Credit Union

Applying for a loan doesn’t have to be hard! We’re here to make it simple. Here’s what you’ll need to get started.

  1. Your Personal Details

We need to know who you are. Have this ready:

  • Your full name
  • Date of birth
  • Current address
  1. Proof of who you are

We need to check your identity to keep you safe. Including:

  • ID: Like a passport or driving licence
  • Proof of address: A bill or bank statement less than 3 months old
  1. Your income

We need to know how much money you make. You’ll need:

  • Payslips from the last 3 months
  • Permission to use open banking
  • Details about your salary or other income (like benefits or your partner's income)
By allowing us to use Open Banking, we can view your financial info safely and quickly. This means less paperwork for you and a faster, easier process!
  1. Your expenses

We also need to know what you spend every month, like:

  • Rent or mortgage payments
  • Bills (gas, electricity, water)
  • Loan or credit card payments
  • Food, transport, and other living costs

Ready to Apply?

Gather this information before you start, and it’ll be quick and easy! If you need help, our team is happy to assist you. Just ask!

Important: A loan is a serious financial commitment; please consider your situation carefully before applying.

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How long does it take to get your loan?

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