How long does it take to get your loan?

We know you want your loan fast and easy! Here’s a simple, step-by-step guide to what happens when you apply for a loan with us.

1. Fill out a quick form

Start by filling out our online form - it only takes 10-15 minutes! To make it even faster, have these ready:

• How much money you earn and spend on monthly outgoings, E.g., utilities, insurance, credit
• Your bank details

1. We check your application

Once you submit your form, we will take a look at it. Here’s what we check:

• Can you afford the loan easily
• Your credit history (we check this with a credit agency)
• Your income and identity (open banking can help us assess your income and expenditure quicker!)
  We usually finish this in 2-3 working days.

1. Get your money!

If your loan gets approved, we’ll send you an agreement to sign online. Once you sign, the money goes straight into your bank account - usually on the same day!

How to make things quicker

• Check your details: Make sure everything on the form is correct
• Reply fast: If we ask for extra information, send it quickly
• Use open banking: This helps us finish income checks faster

We’re here to make the process simple and stress-free. Need help? Just ask - we’re here for you!