Who are we & why we're different

We're Serve and Protect Credit Union. Unlike banks, we're owned and run by you - our members. Everything we do is for you.

Owned by you

Banks have owners (shareholders) who want to make money. We're different. We don't have owners like that.

Instead, we put any money we make right back into the credit union for you. This means we can give you:

• Better rates on your savings
• Lower rates on your loans
• Even better services

Our whole purpose is to help you and your financial resilience, not to make a profit.

Supporting your community

When you join us, we all work together. Your savings get returns for you. And guess what? They also help other members get loans when they need them. When those loans are paid back, it helps us give you even better rewards and services. It’s a wonderful way we all help each other out. Together, we can do so much more!

Ethical and transparent

We’re not here to make money. We make choices that are best for you. We always try to do the right thing and act responsibly in everything we do.

The bottom line

• Banks make money for their owners.
• Credit unions like us help you with your money.

When you join Serve and Protect, you're not just a customer - you’re part of our family! We’re here to help you save, borrow, and prepare for your future.